Insurance Coverage Options
At J. Meredith Insurance, we strive to offer a variety of coverage to suit our client’s insurance needs. Below is a list of plans and coverage options we can assist you with.
PRESCRIPTION DRUG PLANS
Individuals who are eligible for benefits under Part A of Medicare and/or enrolled under Part B of Medicare are eligible for Part D prescription drug benefits offered by private companies.
MEDICARE SUPPLEMENT or MEDIGAP
These plans are offered by private insurance companies and supplements the gap in the Original Medicare. Different insurance companies may charge different premiums for the same exact plan – Plans are classified from letters A through N, offering different coverage to fit the need of Medicare beneficiaries.
A protection against the loss of income that would result if the insured passed away.
A type of insurance coverage that pays for medical expenses that are incurred by the insured (Individual, Families, Group)
LONG TERM CARE – LTC INSURANCE
LTC offers a variety of services which help meet both the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
A type of insurance that pays certain pre-set amounts in the event of certain critical illness like cancer, heart attack, stroke, etc. in additional to any other health insurance one may have.
Stand-alone plans that cover preventive treatments and helps with major dental coverage.
Protection in case a disability event occur.